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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,441 | $110,039-67.8% | $97,260-63.6% | $145,884-75.7% |
| Participation rate | 20.0% | 75.9%-55.9pp | 72.7%-52.7pp | 80.3%-60.3pp |
| Annual return | 13.26% | 244.44%-231.2pp | 75.54%-62.3pp | 551.85%-538.6pp |
| Employer contribution / active EE | $851 | $3,074-72.3% | $2,721-68.7% | $4,662-81.8% |
| Participant deferral / active EE | $2,211 | $4,674-52.7% | $4,262-48.1% | $6,690-66.9% |
| Admin fee / account holder | $122 | $6,204-98.0% | $5,640-97.8% | $13,392-99.1% |