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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,117 | $185,905+74.9% | $170,057+91.2% | $139,487+133.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 19.59% | 60.56%-41.0pp | 53.42%-33.8pp | 373.84%-354.2pp |
| Employer contribution / active EE | $2,534 | $7,597-66.6% | $6,790-62.7% | $4,755-46.7% |
| Participant deferral / active EE | $10,083 | $11,627-13.3% | $10,411-3.1% | $6,713+50.2% |
| Admin fee / account holder | $978 | $15,397-93.6% | $12,826-92.4% | $11,407-91.4% |