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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,860 | $93,124-91.6% | $77,100-89.8% | $134,545-94.2% |
| Participation rate | 71.4% | 74.5%-3.1pp | 67.9%+3.5pp | 81.2%-9.8pp |
| Annual return | -25.81% | 62.68%-88.5pp | 42.35%-68.2pp | 418.37%-444.2pp |
| Employer contribution / active EE | $2,124 | $3,421-37.9% | $2,815-24.6% | $4,742-55.2% |
| Participant deferral / active EE | $2,783 | $5,242-46.9% | $4,430-37.2% | $6,401-56.5% |
| Admin fee / account holder | $740 | $6,970-89.4% | $5,443-86.4% | $11,431-93.5% |