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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,264 | $181,062-72.2% | $158,223-68.2% | $155,188-67.6% |
| Participation rate | 50.0% | 82.7%-32.7pp | 79.2%-29.2pp | 80.8%-30.8pp |
| Annual return | 16.69% | 57.39%-40.7pp | 52.09%-35.4pp | 148.84%-132.1pp |
| Employer contribution / active EE | $1,982 | $4,565-56.6% | $4,109-51.8% | $4,248-53.3% |
| Participant deferral / active EE | $3,700 | $6,134-39.7% | $5,467-32.3% | $6,531-43.3% |
| Admin fee / account holder | $340 | $18,825-98.2% | $16,047-97.9% | $14,480-97.7% |