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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,264 | $185,312-72.9% | $161,489-68.9% | $154,746-67.5% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 16.69% | 103.84%-87.2pp | 89.72%-73.0pp | 172.34%-155.6pp |
| Employer contribution / active EE | $1,982 | $4,769-58.4% | $4,268-53.6% | $4,379-54.7% |
| Participant deferral / active EE | $3,700 | $6,350-41.7% | $5,630-34.3% | $6,730-45.0% |
| Admin fee / account holder | $340 | $18,654-98.2% | $16,006-97.9% | $14,365-97.6% |