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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,045 | $106,551-95.3% | $91,225-94.5% | $134,532-96.2% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -5.31% | 160.78%-166.1pp | 114.12%-119.4pp | 418.27%-423.6pp |
| Employer contribution / active EE | $439 | $3,331-86.8% | $2,851-84.6% | $4,741-90.7% |
| Participant deferral / active EE | $549 | $4,718-88.4% | $4,233-87.0% | $6,401-91.4% |
| Admin fee / account holder | $1,189 | $6,234-80.9% | $5,422-78.1% | $11,429-89.6% |