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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,441 | $96,678-97.5% | $86,640-97.2% | $139,466-98.3% |
| Participation rate | 87.5% | 74.4%+13.1pp | 71.7%+15.8pp | 80.3%+7.2pp |
| Annual return | 24.00% | 106.69%-82.7pp | 592.52%-568.5pp | 373.66%-349.7pp |
| Employer contribution / active EE | $708 | $3,265-78.3% | $3,024-76.6% | $4,754-85.1% |
| Participant deferral / active EE | $1,722 | $4,837-64.4% | $4,438-61.2% | $6,712-74.4% |
| Admin fee / account holder | $347 | $6,410-94.6% | $5,616-93.8% | $11,409-97.0% |