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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,250 | $155,555-76.1% | $146,866-74.6% | $155,188-76.0% |
| Participation rate | 83.3% | 84.0%-0.6pp | 82.5%+0.8pp | 80.8%+2.5pp |
| Annual return | 16.31% | 115.41%-99.1pp | 102.85%-86.5pp | 148.84%-132.5pp |
| Employer contribution / active EE | $14,192 | $4,647+205.4% | $4,425+220.7% | $4,248+234.1% |
| Participant deferral / active EE | $9,136 | $8,044+13.6% | $7,759+17.7% | $6,531+39.9% |
| Admin fee / account holder | $2,307 | $14,755-84.4% | $13,620-83.1% | $14,480-84.1% |