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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,250 | $196,972-81.1% | $182,262-79.6% | $198,609-81.2% |
| Participation rate | 83.3% | 85.7%-2.4pp | 84.2%-0.9pp | 82.4%+1.0pp |
| Annual return | 16.31% | 158.27%-142.0pp | 140.60%-124.3pp | 202.70%-186.4pp |
| Employer contribution / active EE | $14,192 | $5,364+164.6% | $5,046+181.3% | $5,055+180.7% |
| Participant deferral / active EE | $9,136 | $8,643+5.7% | $8,276+10.4% | $6,977+31.0% |
| Admin fee / account holder | $2,307 | $18,429-87.5% | $16,712-86.2% | $19,030-87.9% |