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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,250 | $162,136-77.0% | $152,301-75.5% | $154,746-75.9% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 16.31% | 91.02%-74.7pp | 80.50%-64.2pp | 172.34%-156.0pp |
| Employer contribution / active EE | $14,192 | $4,890+190.2% | $4,624+206.9% | $4,379+224.1% |
| Participant deferral / active EE | $9,136 | $8,341+9.5% | $8,004+14.1% | $6,730+35.7% |
| Admin fee / account holder | $2,307 | $15,759-85.4% | $14,398-84.0% | $14,365-83.9% |