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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,250 | $154,228-75.8% | $145,433-74.4% | $137,256-72.9% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 16.31% | 74.59%-58.3pp | 66.58%-50.3pp | 220.34%-204.0pp |
| Employer contribution / active EE | $14,192 | $4,804+195.4% | $4,554+211.6% | $4,156+241.5% |
| Participant deferral / active EE | $9,136 | $8,216+11.2% | $7,897+15.7% | $6,407+42.6% |
| Admin fee / account holder | $2,307 | $14,344-83.9% | $13,129-82.4% | $12,270-81.2% |