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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,888 | $167,533-19.5% | $151,645-11.1% | $134,545+0.3% |
| Participation rate | 75.0% | 88.4%-13.4pp | 87.5%-12.5pp | 81.2%-6.2pp |
| Annual return | -5.24% | 7.81%-13.1pp | 3.34%-8.6pp | 418.37%-423.6pp |
| Employer contribution / active EE | $3,172 | $6,828-53.5% | $6,165-48.6% | $4,742-33.1% |
| Participant deferral / active EE | $595 | $8,985-93.4% | $8,363-92.9% | $6,401-90.7% |
| Admin fee / account holder | $77,805 | $13,781+464.6% | $11,614+569.9% | $11,431+580.7% |