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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,606 | $60,454-84.1% | $81,844-88.3% | $74,459-87.1% |
| Participation rate | 80.3% | 63.0%+17.4pp | 72.4%+7.9pp | 67.2%+13.1pp |
| Annual return | 16.62% | 16.87%-0.3pp | 778.87%-762.3pp | 1369.70%-1353.1pp |
| Employer contribution / active EE | $334 | $2,630-87.3% | $2,916-88.5% | $2,626-87.3% |
| Participant deferral / active EE | $1,013 | $3,398-70.2% | $4,323-76.6% | $4,350-76.7% |
| Admin fee / account holder | $94 | $1,490-93.7% | $7,355-98.7% | $1,945-95.2% |