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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,105 | $167,362-95.2% | $143,799-94.4% | $134,532-94.0% |
| Participation rate | 58.3% | 84.8%-26.5pp | 80.3%-22.0pp | 81.2%-22.9pp |
| Annual return | -33.59% | 0.47%-34.1pp | -0.04%-33.5pp | 418.27%-451.9pp |
| Employer contribution / active EE | $2,138 | $5,620-62.0% | $4,952-56.8% | $4,741-54.9% |
| Participant deferral / active EE | $4,246 | $6,447-34.1% | $5,638-24.7% | $6,401-33.7% |
| Admin fee / account holder | $128 | $18,094-99.3% | $14,677-99.1% | $11,429-98.9% |