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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,393 | $72,027+144.9% | $185,861-5.1% | $79,856+120.9% |
| Participation rate | 73.0% | 65.8%+7.2pp | 78.0%-5.1pp | 69.6%+3.3pp |
| Annual return | 8.34% | 23.13%-14.8pp | 35.96%-27.6pp | 31.71%-23.4pp |
| Employer contribution / active EE | $770 | $1,965-60.8% | $4,088-81.2% | $2,471-68.8% |
| Participant deferral / active EE | $6,687 | $3,780+76.9% | $5,634+18.7% | $3,741+78.8% |
| Admin fee / account holder | $8,232 | $4,513+82.4% | $9,503-13.4% | $5,306+55.1% |