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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,681 | $78,015+30.3% | $178,505-43.0% | $80,959+25.6% |
| Participation rate | 79.3% | 65.7%+13.6pp | 77.1%+2.2pp | 67.7%+11.6pp |
| Annual return | 10.47% | 18.10%-7.6pp | 27.16%-16.7pp | 35.67%-25.2pp |
| Employer contribution / active EE | $796 | $2,281-65.1% | $3,955-79.9% | $2,757-71.1% |
| Participant deferral / active EE | $7,762 | $4,406+76.2% | $6,280+23.6% | $4,300+80.5% |
| Admin fee / account holder | $22,853 | $7,160+219.2% | $10,428+119.2% | $6,925+230.0% |