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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,938 | $77,920-87.2% | $149,723-93.4% | $75,177-86.8% |
| Participation rate | 59.5% | 65.6%-6.1pp | 78.8%-19.3pp | 67.2%-7.7pp |
| Annual return | 29.17% | 31.72%-2.6pp | 134.50%-105.3pp | 160.75%-131.6pp |
| Employer contribution / active EE | $1,108 | $3,138-64.7% | $4,821-77.0% | $2,671-58.5% |
| Participant deferral / active EE | $2,306 | $3,411-32.4% | $5,682-59.4% | $4,126-44.1% |
| Admin fee / account holder | $132 | $5,951-97.8% | $13,215-99.0% | $5,651-97.7% |