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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,873 | $201,344-68.8% | $184,243-65.9% | $145,877-56.9% |
| Participation rate | 78.3% | 87.5%-9.2pp | 86.8%-8.6pp | 80.3%-2.0pp |
| Annual return | 55.05% | 29.01%+26.0pp | 28.82%+26.2pp | 551.28%-496.2pp |
| Employer contribution / active EE | $10,211 | $7,022+45.4% | $6,427+58.9% | $4,663+119.0% |
| Participant deferral / active EE | $10,885 | $9,807+11.0% | $9,132+19.2% | $6,691+62.7% |
| Admin fee / account holder | $335 | $16,382-98.0% | $13,914-97.6% | $13,402-97.5% |