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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,183 | $138,102-20.2% | $125,381-12.1% | $134,532-18.1% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -21.14% | 750.73%-771.9pp | 572.31%-593.4pp | 418.27%-439.4pp |
| Employer contribution / active EE | $4,886 | $5,245-6.9% | $4,815+1.5% | $4,741+3.1% |
| Participant deferral / active EE | $10,155 | $7,801+30.2% | $7,448+36.3% | $6,401+58.6% |
| Admin fee / account holder | $865 | $11,568-92.5% | $10,007-91.4% | $11,429-92.4% |