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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,427 | $167,533-75.3% | $151,645-72.7% | $134,545-69.2% |
| Participation rate | 75.0% | 88.4%-13.4pp | 87.5%-12.5pp | 81.2%-6.2pp |
| Annual return | -25.58% | 7.81%-33.4pp | 3.34%-28.9pp | 418.37%-443.9pp |
| Employer contribution / active EE | $10,128 | $6,828+48.3% | $6,165+64.3% | $4,742+113.6% |
| Participant deferral / active EE | $5,122 | $8,985-43.0% | $8,363-38.8% | $6,401-20.0% |
| Admin fee / account holder | $963 | $13,781-93.0% | $11,614-91.7% | $11,431-91.6% |