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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,123 | $93,598-91.3% | $135,974-94.0% | $75,173-89.2% |
| Participation rate | 89.2% | 75.2%+14.0pp | 81.9%+7.3pp | 67.2%+22.0pp |
| Annual return | 45.06% | 30.89%+14.2pp | 68.30%-23.2pp | 160.72%-115.7pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,817 | $6,405-24.8% | $7,760-37.9% | $4,126+16.7% |
| Admin fee / account holder | $1,500 | $6,978-78.5% | $10,767-86.1% | $5,651-73.5% |