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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,216 | $102,385-64.6% | $147,080-75.4% | $80,935-55.3% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 13.21% | 135.09%-121.9pp | 420.17%-407.0pp | 35.66%-22.4pp |
| Employer contribution / active EE | $2,222 | $3,717-40.2% | $4,933-55.0% | $2,757-19.4% |
| Participant deferral / active EE | $6,194 | $6,651-6.9% | $8,066-23.2% | $4,299+44.1% |
| Admin fee / account holder | $1,578 | $7,951-80.2% | $12,989-87.9% | $6,924-77.2% |