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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,135 | $115,810-88.7% | $101,271-87.0% | $158,966-91.7% |
| Participation rate | 90.9% | 79.4%+11.5pp | 75.8%+15.1pp | 82.0%+8.9pp |
| Annual return | 0.00% | 56.15%-56.2pp | 46.48%-46.5pp | 302.95%-302.9pp |
| Employer contribution / active EE | $1,378 | $4,175-67.0% | $3,660-62.3% | $4,762-71.1% |
| Participant deferral / active EE | $1,595 | $4,958-67.8% | $4,371-63.5% | $5,983-73.3% |
| Admin fee / account holder | $10,391 | $7,248+43.4% | $5,948+74.7% | $11,250-7.6% |