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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,250 | $82,678-38.0% | $125,391-59.1% | $68,490-25.2% |
| Participation rate | 50.0% | 75.1%-25.1pp | 82.4%-32.4pp | 67.9%-17.9pp |
| Annual return | -15.67% | -5.97%-9.7pp | 572.41%-588.1pp | -7.85%-7.8pp |
| Employer contribution / active EE | $734 | $3,382-78.3% | $4,816-84.8% | $2,597-71.7% |
| Participant deferral / active EE | $4,876 | $6,111-20.2% | $7,448-34.5% | $4,028+21.1% |
| Admin fee / account holder | $5,365 | $6,277-14.5% | $10,009-46.4% | $5,403-0.7% |