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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,660 | $183,539-71.9% | $155,556-66.8% | $145,897-64.6% |
| Participation rate | 45.5% | 82.7%-37.3pp | 78.2%-32.8pp | 80.3%-34.9pp |
| Annual return | 19.34% | 61.31%-42.0pp | 64.84%-45.5pp | 552.29%-533.0pp |
| Employer contribution / active EE | $2,022 | $5,315-62.0% | $4,675-56.8% | $4,663-56.6% |
| Participant deferral / active EE | $5,106 | $6,467-21.0% | $5,631-9.3% | $6,689-23.7% |
| Admin fee / account holder | $3,353 | $19,275-82.6% | $15,885-78.9% | $13,390-75.0% |