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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $32,471 |
GLOBAL RETIREMENT PARTNERS LLC2+ years Service code 27 · EIN 47-1411118 | Advisory (Plan) | $12,815 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,017 | $78,428-31.1% | $95,960-43.7% | $79,852-32.4% |
| Participation rate | 94.4% | 73.5%+20.9pp | 77.1%+17.3pp | 69.6%+24.7pp |
| Annual return | 12.54% | 19.37%-6.8pp | 91.63%-79.1pp | 31.72%-19.2pp |
| Employer contribution / active EE | $1,383 | $1,945-28.9% | $2,541-45.6% | $2,471-44.0% |
| Participant deferral / active EE | $4,798 | $3,440+39.5% | $4,167+15.2% | $3,740+28.3% |
| Admin fee / account holder | $285 | $5,622-94.9% | $6,797-95.8% | $5,306-94.6% |