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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,240 | $160,040-92.4% | $147,096-91.7% | $145,877-91.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.83% | 98.49%-83.7pp | 419.75%-404.9pp | 551.28%-536.5pp |
| Employer contribution / active EE | $1,429 | $5,289-73.0% | $4,936-71.0% | $4,663-69.4% |
| Participant deferral / active EE | $3,302 | $8,429-60.8% | $8,071-59.1% | $6,691-50.6% |
| Admin fee / account holder | $516 | $15,050-96.6% | $13,005-96.0% | $13,402-96.1% |