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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,619 | $117,895-66.4% | $102,460-61.3% | $145,897-72.8% |
| Participation rate | 78.6% | 78.6%-0.1pp | 76.5%+2.1pp | 80.3%-1.7pp |
| Annual return | 18.19% | 31.92%-13.7pp | 29.47%-11.3pp | 552.29%-534.1pp |
| Employer contribution / active EE | $3,736 | $3,619+3.2% | $3,025+23.5% | $4,663-19.9% |
| Participant deferral / active EE | $9,312 | $5,736+62.3% | $5,056+84.2% | $6,689+39.2% |
| Admin fee / account holder | $2,252 | $13,353-83.1% | $9,460-76.2% | $13,390-83.2% |