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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,833 | $175,231-89.8% | $149,696-88.1% | $139,466-87.2% |
| Participation rate | 91.7% | 83.4%+8.3pp | 78.8%+12.9pp | 80.3%+11.3pp |
| Annual return | 38.33% | 166.77%-128.4pp | 134.46%-96.1pp | 373.66%-335.3pp |
| Employer contribution / active EE | $1,644 | $5,478-70.0% | $4,821-65.9% | $4,754-65.4% |
| Participant deferral / active EE | $4,012 | $6,521-38.5% | $5,682-29.4% | $6,712-40.2% |
| Admin fee / account holder | $1,435 | $16,155-91.1% | $13,212-89.1% | $11,409-87.4% |