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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,683 | $197,637-11.6% | $177,848-1.8% | $158,982+9.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 14.15% | 58.77%-44.6pp | 48.33%-34.2pp | 302.99%-288.8pp |
| Employer contribution / active EE | $3,060 | $6,698-54.3% | $5,919-48.3% | $4,763-35.8% |
| Participant deferral / active EE | $18,333 | $8,405+118.1% | $7,714+137.7% | $5,983+206.4% |
| Admin fee / account holder | $88,126 | $15,406+472.0% | $12,431+608.9% | $11,252+683.2% |