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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,506 | $228,395+15.4% | $185,861+41.8% | $158,982+65.7% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 6.17% | 40.82%-34.6pp | 35.96%-29.8pp | 302.99%-296.8pp |
| Employer contribution / active EE | $46,025 | $4,968+826.5% | $4,088+1025.9% | $4,763+866.3% |
| Participant deferral / active EE | $25,482 | $6,417+297.1% | $5,634+352.3% | $5,983+325.9% |
| Admin fee / account holder | $2,625 | $11,869-77.9% | $9,503-72.4% | $11,252-76.7% |