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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,216 | $167,362-84.9% | $143,799-82.5% | $134,532-81.3% |
| Participation rate | 44.4% | 84.8%-40.4pp | 80.3%-35.9pp | 81.2%-36.8pp |
| Annual return | -8.63% | 0.47%-9.1pp | -0.04%-8.6pp | 418.27%-426.9pp |
| Employer contribution / active EE | $3,516 | $5,620-37.4% | $4,952-29.0% | $4,741-25.8% |
| Participant deferral / active EE | $5,255 | $6,447-18.5% | $5,638-6.8% | $6,401-17.9% |
| Admin fee / account holder | $798 | $18,094-95.6% | $14,677-94.6% | $11,429-93.0% |