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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,973 | $183,539-63.5% | $155,556-56.9% | $145,897-54.1% |
| Participation rate | 26.7% | 82.7%-56.0pp | 78.2%-51.6pp | 80.3%-53.6pp |
| Annual return | 13.70% | 61.31%-47.6pp | 64.84%-51.1pp | 552.29%-538.6pp |
| Employer contribution / active EE | $2,631 | $5,315-50.5% | $4,675-43.7% | $4,663-43.6% |
| Participant deferral / active EE | $3,409 | $6,467-47.3% | $5,631-39.5% | $6,689-49.0% |
| Admin fee / account holder | $627 | $19,275-96.7% | $15,885-96.1% | $13,390-95.3% |