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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,973 | $183,592-63.5% | $155,567-56.9% | $145,959-54.1% |
| Participation rate | 26.7% | 82.7%-56.0pp | 78.2%-51.5pp | 80.3%-53.6pp |
| Annual return | 13.70% | 61.24%-47.5pp | 64.74%-51.0pp | 561.95%-548.3pp |
| Employer contribution / active EE | $2,631 | $5,315-50.5% | $4,674-43.7% | $4,661-43.5% |
| Participant deferral / active EE | $3,409 | $6,464-47.3% | $5,628-39.4% | $6,689-49.0% |
| Admin fee / account holder | $627 | $19,318-96.8% | $15,916-96.1% | $13,398-95.3% |