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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,973 | $183,592-63.5% | $155,574-57.0% | $145,877-54.1% |
| Participation rate | 26.7% | 82.7%-56.0pp | 78.2%-51.5pp | 80.3%-53.6pp |
| Annual return | 13.70% | 61.37%-47.7pp | 64.87%-51.2pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,631 | $5,317-50.5% | $4,676-43.7% | $4,663-43.6% |
| Participant deferral / active EE | $3,409 | $6,466-47.3% | $5,629-39.4% | $6,691-49.0% |
| Admin fee / account holder | $627 | $19,316-96.8% | $15,914-96.1% | $13,402-95.3% |