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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,422 | $106,247-70.4% | $96,515-67.4% | $139,466-77.5% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 18.43% | 38.47%-20.0pp | 35.73%-17.3pp | 373.66%-355.2pp |
| Employer contribution / active EE | $15,580 | $4,106+279.5% | $3,740+316.6% | $4,754+227.7% |
| Participant deferral / active EE | $9,814 | $5,456+79.9% | $4,880+101.1% | $6,712+46.2% |
| Admin fee / account holder | $7,144 | $7,885-9.4% | $6,735+6.1% | $11,409-37.4% |