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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,699 | $209,425-77.7% | $178,499-73.8% | $158,966-70.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 19.91% | 188.80%-168.9pp | 151.10%-131.2pp | 302.95%-283.0pp |
| Employer contribution / active EE | $7,958 | $5,707+39.4% | $5,011+58.8% | $4,762+67.1% |
| Participant deferral / active EE | $8,280 | $5,955+39.0% | $5,202+59.2% | $5,983+38.4% |
| Admin fee / account holder | $528 | $17,078-96.9% | $13,986-96.2% | $11,250-95.3% |