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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,752 | $95,406+7.7% | $185,849-44.7% | $85,847+19.7% |
| Participation rate | 68.4% | 68.8%-0.3pp | 81.7%-13.3pp | 69.3%-0.9pp |
| Annual return | 20.27% | 23.59%-3.3pp | 122.10%-101.8pp | 318.61%-298.3pp |
| Employer contribution / active EE | $1,917 | $3,314-42.2% | $5,169-62.9% | $2,565-25.3% |
| Participant deferral / active EE | $3,396 | $3,424-0.8% | $5,569-39.0% | $3,952-14.1% |
| Admin fee / account holder | $1,018 | $7,214-85.9% | $16,244-93.7% | $6,261-83.7% |