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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,630 | $100,203-18.5% | $85,240-4.2% | $145,897-44.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 0.61% | 84.28%-83.7pp | 66.75%-66.1pp | 552.29%-551.7pp |
| Employer contribution / active EE | $2,521 | $3,242-22.2% | $2,735-7.8% | $4,663-45.9% |
| Participant deferral / active EE | $7,269 | $5,299+37.2% | $4,527+60.6% | $6,689+8.7% |
| Admin fee / account holder | $2,930 | $7,265-59.7% | $6,165-52.5% | $13,390-78.1% |