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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,260 | $167,353+123.6% | $143,797+160.3% | $134,545+178.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.25% | 0.48%-14.7pp | -0.04%-14.2pp | 418.37%-432.6pp |
| Employer contribution / active EE | $8,462 | $5,620+50.6% | $4,952+70.9% | $4,742+78.5% |
| Participant deferral / active EE | $10,274 | $6,447+59.4% | $5,638+82.2% | $6,401+60.5% |
| Admin fee / account holder | $3,875 | $18,096-78.6% | $14,679-73.6% | $11,431-66.1% |