Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,283 | $62,166-75.4% | $81,286-81.2% | $74,429-79.5% |
| Participation rate | 9.9% | 64.1%-54.2pp | 69.5%-59.6pp | 67.2%-57.3pp |
| Annual return | 10.49% | 16.50%-6.0pp | 24.80%-14.3pp | 1368.38%-1357.9pp |
| Employer contribution / active EE | $734 | $1,881-61.0% | $2,463-70.2% | $2,625-72.0% |
| Participant deferral / active EE | $1,305 | $3,223-59.5% | $3,883-66.4% | $4,348-70.0% |
| Admin fee / account holder | $4,510 | $1,925+134.3% | $5,764-21.8% | $1,944+131.9% |