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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $8,664 |
SRPC, INC1 year Service code 15 · EIN 81-2204426 | Recordkeeping | $7,923 |
ADP BROKER-DEALER2 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,759 | $47,163-66.6% | $149,696-89.5% | $74,460-78.8% |
| Participation rate | 89.4% | 63.4%+25.9pp | 78.8%+10.6pp | 70.7%+18.6pp |
| Annual return | 102.04% | 22.75%+79.3pp | 134.46%-32.4pp | 34.38%+67.7pp |
| Employer contribution / active EE | $922 | $1,907-51.7% | $4,821-80.9% | $2,638-65.1% |
| Participant deferral / active EE | $3,994 | $2,730+46.3% | $5,682-29.7% | $4,530-11.8% |
| Admin fee / account holder | $46 | $343-86.6% | $13,212-99.7% | $348-86.8% |