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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $34,972 |
Service code 27 · EIN 33-0818667 | Advisory (Plan) | $15,188 |
LEE CPA AUDIT GROUP1 year Service code 10 · EIN 81-4637885 | Accounting | $12,100 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,063 | $73,988-48.6% | $96,538-60.6% | $75,177-49.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 23.23% | 26.73%-3.5pp | 35.74%-12.5pp | 160.75%-137.5pp |
| Employer contribution / active EE | $275 | $2,930-90.6% | $3,740-92.6% | $2,671-89.7% |
| Participant deferral / active EE | $6,300 | $3,660+72.1% | $4,880+29.1% | $4,126+52.7% |
| Admin fee / account holder | $323 | $5,220-93.8% | $6,737-95.2% | $5,651-94.3% |