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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,032 | $162,136-82.1% | $152,301-80.9% | $154,746-81.2% |
| Participation rate | 33.3% | 84.1%-50.8pp | 82.4%-49.1pp | 80.7%-47.4pp |
| Annual return | 17.96% | 91.02%-73.1pp | 80.50%-62.5pp | 172.34%-154.4pp |
| Employer contribution / active EE | $2,959 | $4,890-39.5% | $4,624-36.0% | $4,379-32.4% |
| Participant deferral / active EE | $8,124 | $8,341-2.6% | $8,004+1.5% | $6,730+20.7% |
| Admin fee / account holder | $3,185 | $15,759-79.8% | $14,398-77.9% | $14,365-77.8% |