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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,020 | $165,399-46.2% | $149,745-40.6% | $158,982-44.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.18% | 348.34%-333.2pp | 276.72%-261.5pp | 302.99%-287.8pp |
| Employer contribution / active EE | $17,536 | $5,105+243.5% | $4,646+277.5% | $4,763+268.2% |
| Participant deferral / active EE | $12,597 | $7,183+75.4% | $6,843+84.1% | $5,983+110.5% |
| Admin fee / account holder | $1,205 | $10,811-88.9% | $9,312-87.1% | $11,252-89.3% |