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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,855 | $209,422-67.1% | $178,503-61.4% | $158,982-56.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 25.20% | 188.81%-163.6pp | 151.12%-125.9pp | 302.99%-277.8pp |
| Employer contribution / active EE | $6,021 | $5,707+5.5% | $5,011+20.2% | $4,763+26.4% |
| Participant deferral / active EE | $3,992 | $5,955-33.0% | $5,202-23.3% | $5,983-33.3% |
| Admin fee / account holder | $1,092 | $17,079-93.6% | $13,987-92.2% | $11,252-90.3% |