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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,411 | $183,592-26.2% | $155,574-13.0% | $145,877-7.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.76% | 61.37%-47.6pp | 64.87%-51.1pp | 551.28%-537.5pp |
| Employer contribution / active EE | $10,495 | $5,317+97.4% | $4,676+124.5% | $4,663+125.1% |
| Participant deferral / active EE | $7,800 | $6,466+20.6% | $5,629+38.6% | $6,691+16.6% |
| Admin fee / account holder | $22,993 | $19,316+19.0% | $15,914+44.5% | $13,402+71.6% |