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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,735 | $175,231-23.1% | $149,696-10.0% | $139,466-3.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.71% | 166.77%-157.1pp | 134.46%-124.7pp | 373.66%-364.0pp |
| Employer contribution / active EE | $37,535 | $5,478+585.2% | $4,821+678.6% | $4,754+689.6% |
| Participant deferral / active EE | $27,500 | $6,521+321.7% | $5,682+384.0% | $6,712+309.7% |
| Admin fee / account holder | $611,448 | $16,155+3684.9% | $13,212+4528.0% | $11,409+5259.5% |