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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $62,183 |
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $28,029 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,814 | $47,163-47.4% | $149,696-83.4% | $74,460-66.7% |
| Participation rate | 86.8% | 63.4%+23.4pp | 78.8%+8.0pp | 70.7%+16.1pp |
| Annual return | 24.34% | 22.75%+1.6pp | 134.46%-110.1pp | 34.38%-10.0pp |
| Employer contribution / active EE | $661 | $1,907-65.3% | $4,821-86.3% | $2,638-74.9% |
| Participant deferral / active EE | $6,287 | $2,730+130.3% | $5,682+10.7% | $4,530+38.8% |
| Admin fee / account holder | $179 | $343-47.8% | $13,212-98.6% | $348-48.5% |