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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $65,174 |
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $35,627 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,326 | $50,919-36.5% | $155,556-79.2% | $77,762-58.4% |
| Participation rate | 86.1% | 63.1%+23.0pp | 78.2%+7.9pp | 70.6%+15.5pp |
| Annual return | 22.77% | 34.84%-12.1pp | 64.84%-42.1pp | 31.27%-8.5pp |
| Employer contribution / active EE | $597 | $1,991-70.0% | $4,675-87.2% | $2,728-78.1% |
| Participant deferral / active EE | $6,880 | $2,824+143.6% | $5,631+22.2% | $4,651+47.9% |
| Admin fee / account holder | $203 | $437-53.4% | $15,885-98.7% | $433-53.0% |