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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,465 | $141,001-63.5% | $112,228-54.1% | $139,487-63.1% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 25.48% | 32.75%-7.3pp | 30.23%-4.8pp | 373.84%-348.4pp |
| Employer contribution / active EE | $3,909 | $4,285-8.8% | $3,432+13.9% | $4,755-17.8% |
| Participant deferral / active EE | $11,144 | $5,877+89.6% | $4,800+132.2% | $6,713+66.0% |
| Admin fee / account holder | $334 | $9,959-96.7% | $7,752-95.7% | $11,407-97.1% |