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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,945 | $102,595+19.8% | $94,057+30.7% | $154,746-20.6% |
| Participation rate | 66.7% | 76.0%-9.3pp | 73.3%-6.7pp | 80.7%-14.0pp |
| Annual return | 21.02% | 583.42%-562.4pp | 480.62%-459.6pp | 172.34%-151.3pp |
| Employer contribution / active EE | $7,792 | $3,147+147.6% | $2,933+165.7% | $4,379+77.9% |
| Participant deferral / active EE | $18,318 | $5,118+257.9% | $4,709+289.0% | $6,730+172.2% |
| Admin fee / account holder | $8,818 | $7,736+14.0% | $7,244+21.7% | $14,365-38.6% |