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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,230 | $147,556-85.6% | $129,031-83.5% | $198,609-89.3% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 52.00% | 37.41%+14.6pp | 34.67%+17.3pp | 202.70%-150.7pp |
| Employer contribution / active EE | $2,920 | $3,645-19.9% | $3,226-9.5% | $5,055-42.2% |
| Participant deferral / active EE | $6,109 | $5,760+6.1% | $5,217+17.1% | $6,977-12.4% |
| Admin fee / account holder | $375 | $15,467-97.6% | $13,208-97.2% | $19,030-98.0% |