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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,328 | $183,592-89.5% | $155,574-87.6% | $145,877-86.8% |
| Participation rate | 95.2% | 82.7%+12.5pp | 78.2%+17.0pp | 80.3%+14.9pp |
| Annual return | 13.55% | 61.37%-47.8pp | 64.87%-51.3pp | 551.28%-537.7pp |
| Employer contribution / active EE | $1,020 | $5,317-80.8% | $4,676-78.2% | $4,663-78.1% |
| Participant deferral / active EE | $9,085 | $6,466+40.5% | $5,629+61.4% | $6,691+35.8% |
| Admin fee / account holder | $3,931 | $19,316-79.6% | $15,914-75.3% | $13,402-70.7% |